Tyler Burkman: it hard to say that because i don't know how good your credit is but i will say see kellybluebook.com for interest rate on any car which you will like to buy or second also go to carfax.com and see the result of your information. well here what I'll say since your are new to this. i suggest you go with someone who had a buying car experience before so if they car dealer trying to offer something different or trying to trick you you can tell them no. try to be in real focus because once you are there in the car dealer ready to buy a car is like being in the mall and they won't let you walk out you buy a car. they can try to finance you one by any how which might seem to you that you are getting a better deal but it not. so before you sign the paper work go through the whole paper work thing and if you APR is 6.9% and below you will get a better deal. just know once thing before you buy a car. the longer that monthly like 60 month or 72 month you are going to! spend more than the car itself and more on the interest and know this SUV OR Sport Cars with two Door cost more than the regular cars and it going to round you up on insurrance so if you put $5000 down payment about $2500 to $3000 going to go for the all the paper work so about $2000 from you $5000 will go to the car but if your credit score is good like you said you will get $250 to $300 in monthly payment and 10-13k $ after five or six year payment you will spend up to 17 or 19k after the five or six your payment and like i said go to kbb.com or carfax.com or even autotrader.com and learn the experince before you go to the doom of hell and belive me i walk out with 2002 honda crv from Saturn of National City, CA in 2006 and i though i got a better deal until on month later that i found that i will spend $31495 on my car and i put down $2600 down payment so my car was about $21000 and I'll pay $9500 more than what my car worth and remember this whatever car you get after ! 2 year your car will worth half of the prices you pay and stil! l you have to finish the contract so i got stuck in bad situation so I just trying to let you know so you don't do the same mistake i did. if i were you I'll save my money until it get to 10k or 13k and go and buy the car cash that way you don't have to sign any paper or pay monthly and if you pay cash you get the car that you want this the cash prices. so this is a lesson for you so before and good luck....Show more
Reyes Brunell: Hard to say without the interest rate. Keep in mind, the longer the term of the loan, the higher your interest rate will be. So you may pay a lower amount each month but over the life of your loan you could pay thousands more.On a 3 year loan, your payments would likely be between $150-250 a month.
Dexter Gold: well if you buying a used car make sure its not a lemon, second intrest rates are higher on used car, and usually there is a 5,000 profit margin on used cars so really hit low on price and if you going to put down 5,000 dolla! rs remember 10% tax and lic fees and and you want low payments 5 years mabe 250 to 275 month payment. you should get a brand new KIA for about the same price
Tyler Burkman: i bought my first car last year with bad credit i put down a 2000 $ down payment and got a 335$ monthly payment w/o inssurance w/inssurance my monthly total was 415$(about) before you sign any papers get a "carfax" statement .i DONTrecomend you get the ten thousend mile warrenty because if the car is fairly new you wont need it .put your OWN alarm in vehicle its cheaper.make sure that you get a payment booklet also it help keep track of your payments/reciepts .i forget what its called but some dealerships offer a money back guarantee if you dont like the vehicle (it only lasts a few days ) ask for it ! dont buy something you dont like those guys are REALLY pushy, try saying no to thier first offer & take someone that has purchased a car before from a dealer . remember dealers are only looking for T! HIER best interest not yours good luck & enjoy your ride!!!!!!!!...Show! more
Marhta Teahan: If your purcahsed the car for $13,000 Out the door (including tax, title etc.) Subtract your down payment of 5000 = 8000 divde that by 48 months and that is and lets assume your interst rate is 7% it would be aprox. $180.00 / month. You could go longer on the loan depending on the year of the vehicle etc. For more info on car payments go to www.bankrate.com to the car section. If you want to lease a car it is good for someone who has their own business so they can use it as a write off, or someone who drives minimally and wants a new car every couple of years. Lease payments are usually lower since your only paying for a portion of the car. Its also good if you are pretty easy on a car and dont tear it up too bad. Leases range from 24 to 48 months and miles allowed are from anywhere of 10k to 15k per year. And you can buy more miles if you think you might go over. Its usually .10/per mile....Show more
Mark Hovanes: If you're getting a loan f! or the price of the car. That means you'll pay the dealer the complete amount and then owe the bank. And I don't know any dealers in which they do not recieve the total amount of the car. So, you should never need to make any down payment on any car. Unless you don't get a loan for the entire price of the car.
Joni Ziak: The amount that you need to pay down depends on your credit and total amount of car.
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